LiquidTrust Raises $4M to Eliminate Key Risks in the $14T SMB Payments Market, Launches Micro Escrow Pay

LiquidTrust Raises $4M to Eliminate Key Risks in the $14T SMB Payments Market, Launches Micro Escrow Pay

For more information, contact Sean Popock at (323) 628-3922 or media@liquidtrust.io.

Fintech Meetup – LiquidTrust, a fintech company pioneering secure payment solutions purpose-built for small and medium-sized businesses, today announced the completion of its $4 million seed funding round, led by Anthemis Female Innovators Lab Fund, Resolute Ventures, and Motivate Ventures, after participation in WMNfintech by BMO and 1871.

The company also announced the launch of Micro Escrow Pay (patent pending), the first instant escrow payment solution engineered specifically for small and midsize businesses (SMBs), embedding trust directly into payment flows. Micro Escrow Pay allows SMBs, their vendors, and customers to transact securely—without worry of fraud, nonpayment, or counterparty uncertainty. The company offers Micro Escrow Pay through banking partners and directly to SMBs.

"SMBs are the backbone of the global economy, driving $14 trillion in B2B payments annually. Yet two-thirds of this volume remains unprotected because existing solutions—like letters of credit or traditional escrow—are too costly or complex for small businesses," said Saujin Yi, Founder and CEO of LiquidTrust. "We’ve built a streamlined, bank-enabled solution that reduces payment risk at the source. With Micro Escrow Pay, SMBs no longer have to choose between trust and growth."

A Safer Way to Pay for Small Businesses

80% of businesses are victims to fraud and loss. In the traditional payment ecosystem, direct payment methods can often force businesses to take on additional risk: either paying upfront with no guarantees or delivering goods and services without assured payment. Cross-border transactions can add further challenges, leaving SMBs with limited recourse.

By embedding escrow directly into the global payment flow, LiquidTrust can help protect both payors and payees in real-time—without requiring separate contracts, third-party holding accounts, or costly legal structures.

"Trust risk isn’t just a financial problem—it’s a growth killer," said Yi. "By making escrow as smooth as credit card payments, we empower SMBs to expand their supplier and customer networks globally and reduce fear of nonpayment or fraud."

Industry Recognition and Support

LiquidTrust was named the winner of the Women in Payments Unicorn Challenge Awards at the 2025 USA Symposium, sponsored by PNC—an award recognizing the most innovative and impactful emerging fintech solutions in the payments industry.

LiquidTrust was also selected by and completed WMNfintech, an accelerator for fintech founders run by BMO and 1871.

Expanding Global Payments Infrastructure

To support its expanding infrastructure, LiquidTrust is working with best-in-class financial and technology firms. Building a robust and scalable Micro Escrow Pay solution demands comprehensive treasury management, flexible payment APIs, and expansive foreign exchange capabilities. To deliver our product, LiquidTrust has selected J.P. Morgan as its primary operating bank and is leveraging their award-winning embedded finance platform. By leveraging J.P. Morgan Payment’s treasury and embedded finance solutions, LiquidTrust is enabling SMBs to seamlessly and securely make escrow-backed payments across the globe for the first time.

Yi will expand on the capabilities of Micro Escrow Pay and its impact on SMBs and financial institutions today at Fintech Meetup in Las Vegas during the Innovate 360 x J.P. Morgan Payments-hosted panel, “Mastering the Fintech Ecosystem.”

About LiquidTrust

LiquidTrust builds practical, scalable payment solutions that empower small businesses to compete in global markets with greater security and confidence. In 2024, the company introduced Micro Escrow Pay, the first instant escrow solution designed specifically for SMBs, providing the same payment protections that were once only available to large corporations.

With a leadership team boasting decades of expertise in finance, technology, and compliance, LiquidTrust has built a global payments infrastructure capable of moving funds across 200+ countries. While Micro Escrow Pay is launching with an initial focus on global SMB B2B transactions, the company’s broader vision includes expanding to domestic payments, replacing traditional letters of credit, and even securing consumer transactions.

Backed by leading investors and financial institutions, LiquidTrust is setting a new standard for trust in payments—giving entrepreneurs and business owners the confidence to pursue new opportunities without limits. Learn more at www.liquidtrust.io.

LiquidTrust is based in Los Angeles.

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